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Pep and Capfin give you a chance to skip a payment if you can’t pay your monthly instalment. The month you are skipping will be added to end of your Pep Loan term.
How to skip a payment
To skip a payment you will have to sms SKIP to 42773 at the least five days before payment is due. You can skip a payment as often as you like but not two months in a row.